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Home Loans Glossary
for UK homeowners with bad credit
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Redemption.
The act of paying off a loan.
Redemption figure.
A numerical figure given by a lender to the borrower to show how much the borrower needs to pay
to exit the legal agreement that they entered into when taking out the loan or mortgage.
Regulated Loan.
Loans of less than £25,000 which are used for anything other than purchasing a property.
Remortgage Loan.
A mortgage which is used to replace another mortgage.
Rent.
A payment made by a tenant to a landlord to pay for the right to reside in the landlords property.
Repayment Mortgage.
Varying amounts of capital and interest are paid to the lender throughout the mortgage term.
This has the effect of reducing the total amount outstanding in the mortgage account.
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